Get Your CREDUCATION™
Real guidance. No shame. Just results.
SIGNATURE CREDIT PROGRAMS
My mission is simple: to change the way people think about credit. By cutting through the myths and confusion, I help individuals use credit as a tool to grow wealth, protect security, and live with more joy.
Personal Credit & Financial Coaching
A GOOD FIT FOR:
- You, your business, or your team.
- Those who feel stuck, need to restructure or build, learn and create credit & financial confidence, build, sustain growth, and financial wellness.
My signature and proprietary coaching and teaching methods are recognized as transformational, designed for consumers, business owners, entrepreneurs, and organizations seeking expert guidance and actionable strategies for long-term success.
Full-Service Credit Management
A GOOD FIT FOR:
- Those busy, managing your credit can be long and tedious.
- Let CCMI do the heavy lifting. We offer a full selection of services that can be customized specifically for your needs.
Our goal is to provide a full suite of services that create change, equip, prepare, and empower consumers and partners. CCMI’s solutions address a growing number of challenges and threats to the consumer & business credit community, fracturing credit & financial security and well-being.
Let CCMI do the work and make you feel good again with our “GOLD” standard methods, the best in the industry.
Personal Credit Coaching SESSIONS
Sometimes you just need a quick, focused check-in to point you in the right direction. In this power-packed 15-minute call, we’ll review where you are, identify the biggest barrier standing in your way, and map out your very next step. You’ll leave with clarity, confidence, and a concrete action you can take right away to start strengthening your credit.
A focused, solutions-driven session to troubleshoot your top credit challenge and build a step-by-step plan. We’ll review your current profile, spot quick wins (utilization, inaccuracies, disputes, mix), and map a 30/60/90-day action list using my CREDUCATION™ approach. You’ll leave with clarity, momentum, and prioritized next steps to start thriving.
This is where we roll up our sleeves and do the deep work. In your 1:1 session, we’ll uncover the root of your credit challenges, break down myths that may be holding you back, and create a personalized game plan to build, repair, or elevate your credit profile. Whether you’re recovering from setbacks, preparing for a big purchase, or striving for financial freedom, I’ll guide you through my CREDUCATION™ process so you walk away empowered, educated, and ready to move from surviving to thriving.
FINANCIAL Coaching SESSIONS
Your business credit is more than a score – it’s leverage for growth. In this session, we’ll review your business credit profile, uncover opportunities you may be missing, and build a strategy to use credit as a tool to expand, protect, and scale your business. You’ll walk away with clear action steps to unlock financing, improve credibility, and position your company for long-term success.
Confused about how credit impacts your business? In this session, we’ll cut through the myths and give you practical, customized strategies to strengthen your business credit. Together we’ll identify gaps, highlight quick wins, and create a roadmap so you can confidently access funding, protect your cash flow, and set your business up to thrive.
This comprehensive coaching experience is designed for business owners ready to take full control of their financial foundation. From building and repairing credit to restructuring debt and mapping long-term strategies, we’ll tackle it all with clarity and confidence. You’ll receive expert guidance, a tailored action plan, and ongoing advisory support to ensure your business credit becomes a tool for freedom, not a source of stress.
M.A.S.T.E.R Your Credit
The Credit Master Method was born from thousands of hours of hands-on professional services, workshops, coaching, research, and over 30 years of documented consumer and business case studies.
This method provides individuals and business owners with actionable strategies for real growth. It's your opportunity to take control, create a new financial story, and step confidently into a future of peace, stability, and clarity.
6 Steps to Clarity:
M
MINDSET TAP TO LEARN MORE
MINDSET
See credit as power, not pressure.
A
ACCESS TAP TO LEARN MORE
ACCESS
Stop guessing and start knowing — understand your credit so you can move forward wisely.
S
STRATEGIZE TAP TO LEARN MORE
STRATEGIZE
Break down your credit improvement goals into clear, actionable steps that drive results.
T
TAKE ACTION TAP TO LEARN MORE
TAKE ACTION
Consistency beats quick fixes — it is your secret weapon for credit improvement.
E
ENRICH TAP TO LEARN MORE
ENRICH
Better credit means more choices, more flexibility, and more confidence.
R
RECOMMIT TAP TO LEARN MORE
RECOMMIT
Your credit power comes from your habits, not chance—choose wisely, maintain consistently.
CLIENT LOVE, FROM CLIENTS I LOVE
Kris Jenner
Kris Jenner
Media Personality, Socialite, and Business Woman
“When I think about someone with a passion and track record to help people understand that their credit is an investment tool, I think of Angela. She is timely, wise and always so sweet! There’s no one better!”
Jenna Covello
Jenna Covello
Founder Agent Nateur
“Angela not only completely repaired my now perfect credit, but has taught me so much that I had her on my podcast. I learned how much revolving debt to credit ratio I should have, how to improve my credit score and what to do to protect yourself against fraud. She is one of the most sought-after credit managers in the country and I adore her!”
Jhoanna Alba
Jhoanna Alba
Founder
“As a minority business owner, it is important for me to trust professionals in the financial industry. Angela is not only trustworthy and knowledgeable, but she cares and educates you. She wants nothing but to help you succeed and have financial freedom. I am very grateful for her and her services.”
Karen Natapoff
Karen Natapoff
Homebridge Financial Services
“As a mortgage loan originator, I encounter clients whose ability to borrow and qualify for interest rates is impacted by poor credit and low Fico scores.
I recommend Angela Setters who has assisted me and my clients for more than twenty-five years. Most of all, I can count on not only Angela’s expertise but also her integrity.”
Endyia K. Sterns
Endyia K. Sterns
CEO and Television Producer
“I’ve known Angela Bessard for over 18 years. She is an absolute expert in her field! Angela knows all of the ins and outs of credit to not only help you grow your business but understand your credit and maintain it! When you have questions about your credit or have big decisions to make call Angie B the one and only Credit Queen! Or the one and only Queen of Credit I know I do!”
Chris Hayes
Chris Hayes
Superbowl Champion and Family
“On behalf of the Hayes Camp-we are so honored to have Angela & the Conquer Credit family in our lives. Conquer Credit has changed our lives not once but twice. Throughout our challenges with our credit situations Angela helped us bounce back and continued to educate us on what we needed to do to help us financially clean our credit. Not only did she help us-she was able to find some defaults in our oldest sons credit report that we were unaware of during his college years. We were able to fix those defaults at the same time.
We were renting for 5 years and we needed to buy a home and didn’t know where to start. We went to conquer credit for guidance and Angela was able to point us in the right direction. Her staff was amazing at following up with us to make sure we were following protocols that would help us remove items in our credit report in a timely manner. After months of this process we found a home within our budget that was perfect for our big family!! We now know that good credit is golden and we have been able to maintain that with Angela’s help! Thank you soooo much Conquer Credit for being a part of our journey!!”
Jeffrey Becker
Jeffrey Becker
CPA and Partner
“Having been a CPA for 40 years, I know that a client’s credit is a key part of his/her financial health. Having good credit saves money and creates greater purchasing power, and I look good if I can help someone do both.
The person who helps me look good, and who has done so for over 25 years, has been Angela Setters. She is a master at solving credit problems and getting clients financially healthy again.
The best part is that she is so good at what she does, I just turn my clients over to her and she does the rest. I don’t worry that she won’t follow through or that I will have to do any hand holding. She is a pro, through and through.
It is with great pleasure that I endorse Angela Setters’ work.“
TUNE INTO 'YOUR CREDIT TODAY’ PODCAST
Angela Setters Bessard, the founder and CEO of Conquer Credit Management, Inc., is known as a pioneer in the credit industry. With a passion to help people understand how to leverage their credit as a tool to create wealth and attain financial stability, Angela has continued to educate consumers and change lives daily for more than three decades.
